Investments for the people

Earn income through investments usually reserved for institutional investors and high-net-worth individuals.

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Invest in EU secured loans

With an investment of just €10, you’ll be able to diversify across 50 Spanish real estate objects - limiting expose, and reducing portfolio volatility.

Mortgage Loan Investments

Investing in mortgage loans is one of the most popular ways to generate stable and healthy returns. InDemo makes it easy to get involved in the loan market and start building your portfolio right away. All of the products we offer are backed by bank type loans that have been issued in Spain, an EU member state.

Discounted Debt Investments

DDIs are created out of loans in which the borrower has failed to make payments on. The loan products are sourced from Spanish banks, and offer you an opportunity to invest in them at the discounted rate. Once the attached real estate is sold for its market value, you can make a healthy profit.

invest
House in Valencia
mortgage loan
Interest
10.0%
Amount (Total)
€103,256
Packed in Note
€10,326
Table type
bullet
Term
36 Month
LTV
44.70%
Invest
invest
Flat in Badalona
mortgage loan
Interest
10%
Amount (Total)
€88,895
Packed in Note
€8,890
Table type
bullet
Term
40 Month
LTV
45.40%
Invest
invest
Villa in Mallorca
fully amortizing
Interest
10.5%
Amount (Total)
€145,879
Packed in Note
€14,588
Table type
bullet
Term
38 Month
LTV
45.50%
Invest
invest
House by the Sea
mortgage loan
Interest
10.5%
Amount (Total)
€81,250
Packed in Note
€8,125
Table type
bullet
Term
39 Month
LTV
50.90%
Invest
invest
Villa in Malaga
mortgage loan
Interest
10.0%
Amount (Total)
€90,707
Packed in Note
€9,071
Table type
bullet
Term
45 Month
LTV
48.90%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.5%
Amount (Total)
€133,015
Packed in Note
€13,302
Table type
bullet
Term
48 Month
LTV
47.30%
Invest
invest
Apartment in Mallorca
mortgage loan
Interest
10.0%
Amount (Total)
€98,560
Packed in Note
€9,856
Table type
bullet
Term
36 Month
LTV
49.60%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.0%
Amount (Total)
€117,148
Packed in Note
€11,715
Table type
bullet
Term
44 Month
LTV
47.10%
Invest
invest
House in Valencia
mortgage loan
Interest
10.0%
Amount (Total)
€103,256
Packed in Note
€10,326
Table type
bullet
Term
36 Month
LTV
44.70%
Invest
invest
Flat in Badalona
mortgage loan
Interest
10.0%
Amount (Total)
€88,895
Packed in Note
€8,890
Table type
bullet
Term
40 Month
LTV
45.40%
Invest
invest
Villa in Mallorca
fully amortizing
Interest
10.5%
Amount (Total)
€145,879
Packed in Note
€14,588
Table type
bullet
Term
38 Month
LTV
45.50%
Invest
invest
House by the Sea
mortgage loan
Interest
10.5%
Amount (Total)
€81,250
Packed in Note
€8,125
Table type
bullet
Term
39 Month
LTV
50.90%
Invest
invest
Villa in Malaga
mortgage loan
Interest
10.0%
Amount (Total)
€90,707
Packed in Note
€9,071
Table type
bullet
Term
45 Month
LTV
48.90%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.5%
Amount (Total)
€133,015
Packed in Note
€13,302
Table type
bullet
Term
48 Month
LTV
47.30%
Invest
invest
Apartment in Mallorca
mortgage loan
Interest
10.0%
Amount (Total)
€98,560
Packed in Note
€9,856
Table type
bullet
Term
36 Month
LTV
49.60%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.0%
Amount (Total)
€117,148
Packed in Note
€11,715
Table type
bullet
Term
44 Month
LTV
47.10%
Invest
invest
House in Valencia
mortgage loan
Interest
10.0%
Amount (Total)
€103,256
Packed in Note
€10,326
Table type
bullet
Term
36 Month
LTV
44.70%
Invest
invest
Flat in Badalona
mortgage loan
Interest
10%
Amount (Total)
€88,895
Packed in Note
€8,890
Table type
bullet
Term
40 Month
LTV
45.40%
Invest
invest
Villa in Mallorca
fully amortizing
Interest
10.5%
Amount (Total)
€145,879
Packed in Note
€14,588
Table type
bullet
Term
38 Month
LTV
45.50%
Invest
invest
House by the Sea
mortgage loan
Interest
10.5%
Amount (Total)
€81,250
Packed in Note
€8,125
Table type
bullet
Term
39 Month
LTV
50.90%
Invest
invest
Villa in Malaga
mortgage loan
Interest
10.0%
Amount (Total)
€90,707
Packed in Note
€9,071
Table type
bullet
Term
45 Month
LTV
48.90%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.5%
Amount (Total)
€133,015
Packed in Note
€13,302
Table type
bullet
Term
48 Month
LTV
47.30%
Invest
invest
Apartment in Mallorca
mortgage loan
Interest
10.0%
Amount (Total)
€98,560
Packed in Note
€9,856
Table type
bullet
Term
36 Month
LTV
49.60%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.0%
Amount (Total)
€117,148
Packed in Note
€11,715
Table type
bullet
Term
44 Month
LTV
47.10%
Invest
invest
House in Valencia
mortgage loan
Interest
10.0%
Amount (Total)
€103,256
Packed in Note
€10,326
Table type
bullet
Term
36 Month
LTV
44.70%
Invest
invest
Flat in Badalona
mortgage loan
Interest
10.0%
Amount (Total)
€88,895
Packed in Note
€8,890
Table type
bullet
Term
40 Month
LTV
45.40%
Invest
invest
Villa in Mallorca
fully amortizing
Interest
10.5%
Amount (Total)
€145,879
Packed in Note
€14,588
Table type
bullet
Term
38 Month
LTV
45.50%
Invest
invest
House by the Sea
mortgage loan
Interest
10.5%
Amount (Total)
€81,250
Packed in Note
€8,125
Table type
bullet
Term
39 Month
LTV
50.90%
Invest
invest
Villa in Malaga
mortgage loan
Interest
10.0%
Amount (Total)
€90,707
Packed in Note
€9,071
Table type
bullet
Term
45 Month
LTV
48.90%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.5%
Amount (Total)
€133,015
Packed in Note
€13,302
Table type
bullet
Term
48 Month
LTV
47.30%
Invest
invest
Apartment in Mallorca
mortgage loan
Interest
10.0%
Amount (Total)
€98,560
Packed in Note
€9,856
Table type
bullet
Term
36 Month
LTV
49.60%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.0%
Amount (Total)
€117,148
Packed in Note
€11,715
Table type
bullet
Term
44 Month
LTV
47.10%
Invest
invest
House in Valencia
mortgage loan
Interest
10.0%
Amount (Total)
€103,256
Packed in Note
€10,326
Table type
bullet
Term
36 Month
LTV
44.70%
Invest
invest
Flat in Badalona
mortgage loan
Interest
10%
Amount (Total)
€88,895
Packed in Note
€8,890
Table type
bullet
Term
40 Month
LTV
45.40%
Invest
invest
Villa in Mallorca
fully amortizing
Interest
10.5%
Amount (Total)
€145,879
Packed in Note
€14,588
Table type
bullet
Term
38 Month
LTV
45.50%
Invest
invest
House by the Sea
mortgage loan
Interest
10.5%
Amount (Total)
€81,250
Packed in Note
€8,125
Table type
bullet
Term
39 Month
LTV
50.90%
Invest
invest
Villa in Malaga
mortgage loan
Interest
10.0%
Amount (Total)
€90,707
Packed in Note
€9,071
Table type
bullet
Term
45 Month
LTV
48.90%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.5%
Amount (Total)
€133,015
Packed in Note
€13,302
Table type
bullet
Term
48 Month
LTV
47.30%
Invest
invest
Apartment in Mallorca
mortgage loan
Interest
10.0%
Amount (Total)
€98,560
Packed in Note
€9,856
Table type
bullet
Term
36 Month
LTV
49.60%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.0%
Amount (Total)
€117,148
Packed in Note
€11,715
Table type
bullet
Term
44 Month
LTV
47.10%
Invest
invest
House in Valencia
mortgage loan
Interest
10.0%
Amount (Total)
€103,256
Packed in Note
€10,326
Table type
bullet
Term
36 Month
LTV
44.70%
Invest
invest
Flat in Badalona
mortgage loan
Interest
10.0%
Amount (Total)
€88,895
Packed in Note
€8,890
Table type
bullet
Term
40 Month
LTV
45.40%
Invest
invest
Villa in Mallorca
fully amortizing
Interest
10.5%
Amount (Total)
€145,879
Packed in Note
€14,588
Table type
bullet
Term
38 Month
LTV
45.50%
Invest
invest
House by the Sea
mortgage loan
Interest
10.5%
Amount (Total)
€81,250
Packed in Note
€8,125
Table type
bullet
Term
39 Month
LTV
50.90%
Invest
invest
Villa in Malaga
mortgage loan
Interest
10.0%
Amount (Total)
€90,707
Packed in Note
€9,071
Table type
bullet
Term
45 Month
LTV
48.90%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.5%
Amount (Total)
€133,015
Packed in Note
€13,302
Table type
bullet
Term
48 Month
LTV
47.30%
Invest
invest
Apartment in Mallorca
mortgage loan
Interest
10.0%
Amount (Total)
€98,560
Packed in Note
€9,856
Table type
bullet
Term
36 Month
LTV
49.60%
Invest
invest
Flat in Barcelona
mortgage loan
Interest
10.0%
Amount (Total)
€117,148
Packed in Note
€11,715
Table type
bullet
Term
44 Month
LTV
47.10%
Invest
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Fully licensed and regulated in the EU

All our investment products are compliant with EU laws and regulations.

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Covered by Investor Compensation Scheme

Your cash and securities up to €20,000 are protected under the EU Investor Compensation Scheme.

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Low Loan-to-Value
Ratio

Low loan-to-value ratio — mortgaged property market value covers the debt twice.

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Exclusive investments

Invest in products previously reserved for high-net-worth individuals and institutional investors.

Discover and pick investments - right off the map!

Indemo’s Map Mode displays available investments on an interactive map of Spain, helping you quickly find the hottest opportunities at a glance.

Interface
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8 years of track record

Loans servicing company licensed and supervised by the Central Bank of Spain, having 8 years long track record and taking care of portfolio above of €65M

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Independent Valuation

Independent market valuation of the mortgaged properties by top appraisers, such as Tinsa and Idealista.

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Full control of assets

Security structure allowing Indemo to swiftly overtake control over mortgaged properties if servicing company defaults.

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Predictable legal system

Effective and predictable legal and judicial system in Spain, being part of EU, Eurozone and OECD

Autoinvest: Investments made easy

Let Indemo work for you! The Autoinvest feature on Indemo is a powerful and easy way to help you get the most out of your investments. Once you’ve set up Autoinvest, it will seek out the best and most appropriate investments to put your funds in. It will withdraw and reinvest your funds depending on which opportunities are the most optimal.

Deposit funds

Make a safe and secure deposit to Indemo. It will appear in your dashboard ready for you to invest.

Set parameters

Let Autoinvest know your parameters, and which kind of opportunities you’d like to invest in. Set goals, budgets and other options.

Let your funds go to work!

Once you’ve set up Autoinvest, it will seek out the best and most appropriate investments to put your funds in.

Autoinvest