Investments for the people
Earn income through investments usually reserved for institutional investors and high-net-worth individuals.

Invest in EU secured loans
With an investment of just €10, you’ll be able to diversify across 50 Spanish real estate objects - limiting expose, and reducing portfolio volatility.
Mortgage Loan Investments
Investing in mortgage loans is one of the most popular ways to generate stable and healthy returns. InDemo makes it easy to get involved in the loan market and start building your portfolio right away. All of the products we offer are backed by bank type loans that have been issued in Spain, an EU member state.
Discounted Debt Investments
DDIs are created out of loans in which the borrower has failed to make payments on. The loan products are sourced from Spanish banks, and offer you an opportunity to invest in them at the discounted rate. Once the attached real estate is sold for its market value, you can make a healthy profit.

Fully licensed and regulated in the EU
All our investment products are compliant with EU laws and regulations.
Covered by Investor Compensation Scheme
Your cash and securities up to €20,000 are protected under the EU Investor Compensation Scheme.
Low Loan-to-Value
Ratio
Low loan-to-value ratio — mortgaged property market value covers the debt twice.
Exclusive investments
Invest in products previously reserved for high-net-worth individuals and institutional investors.
Discover and pick investments - right off the map!
Indemo’s Map Mode displays available investments on an interactive map of Spain, helping you quickly find the hottest opportunities at a glance.

8 years of track record
Loans servicing company licensed and supervised by the Central Bank of Spain, having 8 years long track record and taking care of portfolio above of €65M
Independent Valuation
Independent market valuation of the mortgaged properties by top appraisers, such as Tinsa and Idealista.
Full control of assets
Security structure allowing Indemo to swiftly overtake control over mortgaged properties if servicing company defaults.
Predictable legal system
Effective and predictable legal and judicial system in Spain, being part of EU, Eurozone and OECD
Autoinvest: Investments made easy
Let Indemo work for you! The Autoinvest feature on Indemo is a powerful and easy way to help you get the most out of your investments. Once you’ve set up Autoinvest, it will seek out the best and most appropriate investments to put your funds in. It will withdraw and reinvest your funds depending on which opportunities are the most optimal.
Deposit funds
Make a safe and secure deposit to Indemo. It will appear in your dashboard ready for you to invest.
Set parameters
Let Autoinvest know your parameters, and which kind of opportunities you’d like to invest in. Set goals, budgets and other options.
Let your funds go to work!
Once you’ve set up Autoinvest, it will seek out the best and most appropriate investments to put your funds in.
