Unlock unique investments once reserved for the few
Generate income through real estate-backed securities linked to discounted mortgage debt.
31.8M
Total Invested, EUR
21.6%
Average Return*
21200+
Clients Who Trust Us
3.7M
Total Repaid, EUR
The platform
Built on trust. Backed by strict regulation.
Safely grow your wealth in a fully compliant financial environment. Our platform operates under rigorous regulatory oversight, providing maximum transparency and protection for your capital.
Authorised Across Europe
Indemo is authorised to provide investment services across 29 EU Member States.
Investor Scheme Protection
Your cash and securities are protected up to €20,000 by the investor scheme
Consistent Performance
Realised assets have averaged a weighted ROI exceeding 15% annually*
Zero Platform Fees Charged
Indemo charges no fees for investing, holding, deposits, or withdrawals
Full Transparency Focus
Independent property valuations, key metrics and other tools for enhanced transparency
Highly Regulated Products
All financial instruments are registered with NASDAQ CSD, and the Central Bank of Latvia
Bricks and Walls
Real Estate Collateral
All debts are carefully selected and backed by bank-grade mortgage collateral, providing investors with added security and peace of mind.
Liquidity
Secondary Residences
Debts are primarily backed by liquid collateral, such as secondary residences located in popular and high-demand areas.
Verified by Experts
Independent Appraisals
All properties are evaluated by recognized third-party agencies.
Investment Security
High Discount — Low LTV
Assets are acquired below market value and structured with conservative price-to-value ratios.
High Value
Prime Locations
Assets are located in sought-after provinces, including Barcelona, Madrid, Valencia, Malaga, and the Balearic Islands — regions popular with both local and international buyers.
Exclusive Access
Never Available Before
Property-backed investments once reserved for institutions are now available to private investors.
Market Opportunities
The App
Indemo Platform
Built on trust. Designed for simplicity. Indemo combines modern design with advanced technology to deliver a new generation of investment solutions.
Interactive Map
Explore your investments across Spain. Use our interactive map to view asset locations, review property details, and access all opportunities in one place.
Tax & Reporting
Access tax statements and annual reports anytime. Generate documents instantly for clear and simple income reporting.
Autoinvest
Grow your portfolio effortlessly. Set your risk profile, asset criteria, and investment limits, and your capital will be allocated automatically based on your preferences.
Legal Flow
Stay informed on every stage of asset recovery. Receive real-time updates on judicial and extrajudicial processes affecting your portfolio.
Access Anywhere
Manage your investments from any device. Access the platform via desktop, Progressive Web App (PWA), or native iOS and Android apps (coming soon).
Data Security
Your funds and personal information are protected with bank-grade security. We use 256-bit encryption and fully comply with GDPR and DORA regulations to ensure the highest level of privacy and data integrity.
Comprehensive Reports
Analyze cash flow with advanced filters and export tools. Access a complete transaction history and export data easily for external financial analysis and auditing.
Fast Deposits & Withdrawals
Quickly fund your account and withdraw profits. Zero-fee instant SEPA transfers make managing your cash flow simple and efficient.