Investor Academy Part 6: Understanding Compliance
At Indemo, trust, transparency, and investor confidence are our highest priorities. As a licensed European investment firm, our commitment to compliance ensures that your investment journey is not only smooth, but also secure and fully aligned with regulatory best practices.
In this sixth edition of our Investor Academy series, we explain what compliance means, why certain information may be requested, and how Indemo protects your interests within a regulated financial environment.
What is Compliance and Why Does It Matter? 🏛️
Compliance refers to adhering to the laws, regulations, and internal policies that guide how licensed investment firms operate. For our investors, this brings peace of mind by ensuring:
- A safe and transparent investing experience
- Responsible handling of information and funds
- The right investment options for your financial goals
- Full alignment with the highest industry standards
Indemo SIA is officially licensed and supervised by the Central Bank of Latvia (Latvijas Banka) under license number 06.06.08.824/547. This license enables us to provide a wide range of regulated investment services throughout the European Union.
Operating in a Regulated Investment Environment 🧭
Unlike unregulated platforms, Indemo operates within a fully licensed, supervised European framework. Our status as a regulated investment firm ensures:
- Full transparency in all services
- Consistent monitoring by regulatory authorities
- A trusted environment for your investments
Our licensing and operational details are publicly available on the website of Latvijas Banka, our national regulator: Visit the official profile here
Your Information is Handled with Care 🔐
Your privacy is a top priority at Indemo. All data is managed securely and with strict adherence to the General Data Protection Regulation (GDPR).
To make things even more convenient and secure, you can choose how to share your documents:
- Upload them directly via your personal Indemo account chat
- Send documents with a password, shared separately if preferred
For full details, you can review our Privacy Policy at any time.
How We Protect You 🛡️
When investing with Indemo, several protective measures are always in place to ensure your peace of mind:
- You are covered by a national investor compensation scheme of up to €20,000, in accordance with EU law
- Your assets are always held separately from company funds
- Funds are maintained in segregated accounts with trusted EU financial institutions
- We identify and manage any potential conflicts of interest
- Product recommendations are made based on your preferences and goals
- Investment information is clearly presented through Key Information Documents, Base Prospectus, and Final Terms
- We undergo regular audits for continuous quality assurance
- Multi-layered digital security protects your personal and financial data
These safeguards create a secure and transparent environment for every investor.
Regulations That Protect You 📘
Indemo’s operations are guided by several European legal frameworks designed to protect and empower investors:
- MiFID II: Ensures fair access to investment markets
- PRIIPs Regulation: Guarantees clear, accessible product information
- GDPR: Secures your personal and financial data
- Prospectus Regulation: Promotes informed investment decisions
- Investor Protection Law: Offers structured compensation measures
- Investment Firms Regulation (IFR) and Directive (IFD): Enhances financial soundness and governance
These laws are in place not just to meet formal requirements. They exist to protect you and support confident investing.
Why We May Request Additional Information 📄
At Indemo, we are committed to providing a secure and personalized investment experience for all our users. As part of this commitment, we may occasionally request some basic details, such as a brief CV, a LinkedIn profile, or a source of funds (SOF) document. These requests allow us to better understand your investment background, preferences, and goals, helping us tailor our services to your experience and expectations.
It’s important to note that these procedures are part of our regulatory obligations. Our internal policies—developed in line with European financial regulations—require us to confirm that the funds used for investment on the platform are properly documented. Indemo is legally required to conduct its own compliance checks, even if similar verifications have already been completed by other institutions.
According to the Terms and Conditions of the Indemo Investment Platform, investors agree to provide information and documents necessary for us to perform due diligence in line with Know Your Customer (KYC) and anti-money laundering procedures.
These standard industry practices ensure that every investment is processed safely, securely, and in compliance with regulations, allowing our users to enjoy a smooth and trustworthy investment experience.
We Are Always Here for You 👋
If you ever have questions about any requests or would like assistance at any step, our support team is happy to help.
You can contact us at [email protected] or verify our official communication details at https://indemo.eu/imprint
We are fully committed to making your experience simple, secure, and reassuring.
In Summary 🎯
At Indemo, compliance means care. It means protecting your investments, offering personalized services, and operating with complete transparency in a regulated environment.
Thank you for being part of Indemo. We look forward to continuing this journey with you. Stay tuned for Investor Academy Part 7, where we’ll explore more tools and tips to support smart investing.
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This content is a marketing communication. It shall not be treated as investment advice, independent research or offer, recommendation or invitation to invest in the investment opportunities referred to herein. The content is not aimed at promoting services or products to persons based in jurisdictions where the distribution of said information would be illegal.
Investing in financial instruments involves risk, and there’s no guarantee that investors will get back invested capital. Moreover, past performance does not guarantee future returns. Indemo SIA shall not be responsible for any direct or indirect loss from using the provided information.