Seventh Discounted Debt Repayment of 2025!
We’re closing off September with another repayment — the seventh one this year! This also marks the 12th Debt Repayment in Indemo’s history, a testament to the strength and consistency of our real estate-backed recovery model and anticipated performance thresholds.
This time, €213,498 in principal and interest was repaid to our investors from the R017 – Semi-detached house at Tarragona debt. This repayment affected the portfolios of 1,220 investors, representing 8.4% of all active Notes on the platform.
The annual average weighted ROI for this repayment reached 15.49% per annum, with individual returns ranging from 15.1% to 21% per annum, delivering another strong performance for our investor community.
🔦 Spotlight on the Repaid Debt: R017 – Semi-detached house at Tarragona
At Indemo, every Discounted Debt investment is backed by real residential property in Spain, providing a tangible asset that supports our investors’ confidence in the recovery process.
R017 was no exception.
The asset is a semi-detached house located in the town center of Castellvell del Camp, in the province of Tarragona. This is a predominantly residential area where services form the main economic activity. The neighborhood is considered middle class and is mostly inhabited by Spanish residents. The property consists of a 343 m² semi-detached house with four levels above ground, built in 2002, and is in good overall condition. The valuation report assigned a liquidity and location rating of 10/10.
This debt was first listed on 17 September 2024, at the Application Received stage in our recovery flow. After 12 months of negotiations and strategic management, it reached full repayment on 25 September 2025, during the Application Received stage.
Recovery (exit) scenario: this repayment was facilitated through the sale of the debt on the institutional debts secondary market, one of the key exit strategies in Indemo’s recovery model. This strategic exit highlights the robustness and flexibility of our investment process, ensuring timely returns while managing risks effectively. The R017 repayment serves as yet another proof point that real estate-backed debts can yield strong returns - especially when supported by Indemo’s rigorous due diligence and recovery strategy, as well as allowing for exits without going through the whole legal recovery Flow.
📊 Key Figures:
Repayment Details:
Repayment Date: 25 September 2025
Repayment Amount: €213 498.09 (Principal + Interest)
Annual Average Weighted ROI: 15.49% p.a.
ROI Range: 15.1% – 21% p.a.
Investor Impact:
Investors Affected: 1,220
Percentage of Notes Affected: 8.4%
Flow & Exit:
Flow Stage at Listing: Application Received
Flow Stage at Repayment: Application Received
Exit Scenario: Sale in the Institutional Debts Secondary Market
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Campaign Period: September 1, 2025 – September 30, 2025, 23:59 GMT
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Check out the full details here: Easy as 1-2-3 cashback
What’s Next?
Another debt closed, another reason to stay invested. Our recovery pipeline remains strong, with more investment opportunities on the horizon.
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Stay tuned for more updates and success stories as 2025 continues!
💡 A Note on Returns
As with all Indemo Discounted Debt investments, actual returns depend on when you entered the investment, which is determined by the issue date of the Note you have invested in. Early-stage entries typically offer lower price-to-debt ratios and longer recovery timelines but higher return potential. Later-stage entries offer quicker exits but usually come at a higher price.
To check your individual ROI from this repayment, head over to the Portfolio section of your Indemo account. For broader insights, check out the Analytics dashboard.
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This content is a marketing communication. It shall not be treated as investment advice, independent research or offer, recommendation or invitation to invest in the investment opportunities referred to herein. The content is not aimed at promoting services or products to persons based in jurisdictions where the distribution of said information would be illegal.
Investing in financial instruments involves risk, and there’s no guarantee that investors will get back invested capital. Moreover, past performance does not guarantee future returns. Indemo SIA shall not be responsible for any direct or indirect loss from using the provided information.